THE Retirement Equals Freedom

In this episode we get down to the nitty-gritty of tax strategy for retirement! You’ll come away with a better understanding of the downsides of mutual funds and a new way of thinking about capital gains as something to manage – not dodge at your own expense.

Don’t live in fear of capital gains or tax liabilities! Learn about portfolio rebalancing, the difference between sheltered and unsheltered investment vehicles, and tax drag!

SECURE Act 2.0 changed the RMD age from 72 to 73, which is great news for most retirees. Other changes include RMD penalties, catch-up contributions, and more.

They are the single biggest savings tool we have available to us. Are you using them effectively? That’s the question we explore on this episode devoted to all things 401k.

How can you make traditional and Roth IRAs, as well as 401k plans, work for you? Understand the benefits, limitations and rules of the road on IRA contributions.

What variables should you consider before claiming social security? Josh Bretl digs into 4 often overlooked factors, while offering strategies to help with your decision.

When should you claim Social Security? It depends on your age, health history and how much you require to live comfortably. It also depends on how much you’re earning.

Are you ready for all things Social Security? On this episode we take a 360° look at this federal program that touches the lives of just about every retired American.

Actuarially speaking, death these days isn’t really a downer! We’re living longer, which means more fun. And it also means you need to plan for a longer life.

They say timing is everything, which is most definitely the case when it comes to year-end financial planning. That’s why Host Josh Bretl is bringing us his Top Six End-of-Year Considerations as we bring 2022 to a close.