THE Retirement Equals Freedom

You’ve heard it before: Timing is everything. On this episode of The Retirement = Freedom Podcast we’re learning about the ins and outs of the Roth IRA and why it’s such a fantastic savings tool, so long as it’s executed correctly. Host Josh Bretl gets into the finer points of tax-deferred versus tax-free distributions, what conditions must be met to make Roth contributions and the peace of mind that can come from leveraging the option. It’s one of the few vehicles that we can count on to maximize savings while minimizing future tax burden.

Josh details a more precise way to measure comfort levels relative to where we are in our retirement journey – as well as how it all correlates (or doesn’t!) with market exposure.

Retirees don’t have the flexibility to wait out a downturn and long, slow recovery. So the answer is? Don’t put yourself in a vulnerable position!

When you’re a W-2 employee there’s little control over earning and taxation. In retirement, the timing and allocation of investment and savings withdrawals is up to you – which (if you’re on top of it) requires strategic decision-making.

During your working years a big pile of money is pretty much the Golden Ticket to non-stop good times. But in retirement you need to learn how to spend your money!

Folks thinking about retirement tell us that income is their biggest concern. It starts with one basic principle: Lock in a stream that is predictable, safe and secure.

When it comes to Tax Prep versus Tax Planning? Hands down, planning is king! Josh Bretl shows us the difference between filing our taxes and positioning ourselves to minimize what taxes we owe.

Welcome to the inaugural episode of The Retirement Equals Freedom Podcast! We’re here to help folks understand how to use smart strategy and planning to secure – and enjoy – the retirement of their dreams.

Watch a short introduction from Josh, then watch the trailer that started it all!