THE Retirement Equals Freedom


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Dig in to episodes 11-22 individually!

For all other episodes, click here to scroll down to the embedded audio widget.

We're working hard to build individual pages for each episode. In the meantime enjoy the individual pages available for the following episodes:

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012: Roth IRA Conversions Are For Everyone

July 7, 2022

This episode is devoted to the timing of moving your savings from pre-tax traditional IRAs and 401k retirement plans into a Roth IRA whose growth going forward will be tax-free. The ouch, of course, is that the nest egg on which those future free distributions rest has to be taxed in the here and now. So it can be tricky! Josh explains some of the factors that must be analyzed when developing a smart conversion strategy. And a critical word of advice: Do your due diligence because once you click “convert,” there’s no going back. It’s important to be sure you’ve got a firm grasp of your current and future earnings and tax scenarios!

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011: Roth IRAs May be the Greatest Tax Benefit to Retirees

June 30, 2022

You’ve heard it before: Timing is everything. On this episode of The Retirement = Freedom Podcast we’re learning about the ins and outs of the Roth IRA and why it’s such a fantastic savings tool, so long as it’s executed correctly. Host Josh Bretl gets into the finer points of tax-deferred versus tax-free distributions, what conditions must be met to make Roth contributions and the peace of mind that can come from leveraging the option. It’s one of the few vehicles that we can count on to maximize savings while minimizing future tax burden.

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000: The Trailer

April 14, 2022

Watch a short introduction from Josh, then watch the trailer that started it all!

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